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8 Insurance Planning

Personal insurance

Personal insurance provides financial cover for sickness, illness and death. The asset being protected is essentially you, your health and your ability to earn an income!

The main types of personal insurance include:

  • life insurance
  • total and permanent disablement insurance
  • trauma (critical illness) insurance
  • income protection (salary continuance) insurance

When applying for insurance, it is important to read the Product Disclosure Statement to ensure that you understand what you're applying for and to ensure it meets your needs.

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